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Privacy Policy
American National Insurance Company
American National Life Insurance Company of Texas
Standard Life and Accident Insurance Company
One Moody Plaza
Galveston, Texas 77550
NOTICE OF PRIVACY POLICY
American National Insurance Company and its affiliated companies are
committed to providing insurance and annuity products and services
designed to meet your needs. We are equally committed to respecting
your privacy and protecting the information about you that we may receive.
We have prepared this notice to advise you what information we collect,
how we use it and how we protect it.
What Information We Collect
As an essential part of our business, we obtain
certain personal information about you in order to provide a financial
product or service to you. Some of the information we
receive comes directly from you on applications or other forms,
and may include information you provide during visits to our Web site.
We may also receive information from physicians, testing laboratories
and other health providers, and from consumer reporting agencies.
The types of information we receive may include addresses, social
security numbers, family information, current and past medical
history and financial information, including information about
transactions with other financial institutions.
What Information We Disclose
We do not disclose nonpublic personal information
about our current or former customers to any non-affiliated entity, except as
permitted by law. Examples of the disclosures which we are
permitted by law to make include: disclosures necessary to service
or administer an insurance or annuity product that you requested or
authorized; disclosures made with your consent or at your direction;
disclosures made to your legal representative; disclosures made in
response to a subpoena or an inquiry from an insurance or other
regulatory authority; disclosures made to comply with federal, state
or local laws and to protect against fraud.
Our Privacy Protection Procedures
We protect information about you from unauthorized
access. Our employees and agents receive training regarding our
privacy policies, and access to information about you is
restricted to those individuals that need such information
in order to provide products and services to you. Examples
of activities requiring access to personal information include:
underwriting; claims processing; reinsurance and policyholder service.
Finally, we employ secure technologies in order to safeguard
transmission of information about you through our web sites,
and we have established and maintain procedures to comply with
all state and federal laws and regulations regarding the security of
personal information. This notice is for your information and does
not require any action on your part.
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