Medicare is providing a vital service to millions of America's senior citizens, assuring them a broad range of health care services are available when they are needed. But, while Medicare eases the burden of health care costs, it by no means eliminates it. What Medicare does not pay is your personal financial responsibility.

Standard Life and Accident offers a variety of Medicare Supplement policies to help pay for expenses that Medicare does not pay. Depending on the plan that you choose, Medicare Part A and B deductibles could be covered, as well as coinsurance amounts, at-home recovery, skilled nursing, and foreign travel emergency expenses.

*	This high deductible plan pays the same benefits as Plan F after an individual has paid a calendar year deductible. Benefits from this plan will not begin until out-of-pocket expenses (expenses that would ordinarily be paid by the policy) exceed the calendar year deductible. This calendar year deductible may be adjusted annually to reflect changes in the Consumer Price Index.
**	Subject to limitations, which are explained in an outline of coverage for your state.