Standard Life Medicare Supplement
While Medicare provides a vital service to millions of senior citizens, assuring them a broad range of health care services, many medical costs are not covered by Medicare and become the personal financial responsibility of the individual. For many seniors, the unanticipated out-of-pocket expenses due to medical treatment or hospitalization could prove to be a tremendous financial hardship.
For over 35 years, Standard Life has helped senior citizens cover expenses not covered by traditional Medicare coverage. Many of the standardized plans are offered by Standard Life, depending on product availability in your state. We cannot cancel your policy regardless of any changes in your health or the number of times you are hospitalized.
The plans pay regardless of any other insurance you may have, and the plans cover health conditions immediately with no exclusion for pre-existing conditions. Some plans cover Part A and Part B deductibles and coinsurance amounts for skilled nursing care confinement in a Medicare-approved facility. These are extremely important benefits for any senior citizen. Plan E pays some annual physical and preventive tests and services administered or ordered by your doctor when not covered by Medicare.
Standard Life and Accident Medicare Supplement Insurance Plans and Coverage
| Benefits | Plan A | Plan B | Plan C | Plan D | Plan E | Plan F | Plan F(hd)* | Plan G |
| Basic Care Package | X | X | X | X | X | X | X | X |
| Skilled Nursing Care | X | X | X | X | X | X | ||
| Part A Deductible | X | X | X | X | X | X | X | |
| Part B Deductible | X | X | X | |||||
| Part B Excess Charges | 100% | 100% | 80% | |||||
| Foreign Travel Emergency** | X | X | X | X | X | X | ||
| At Home Recovery** | X | X | ||||||
| Preventitive Care** | X |
* This high deductible plan pays the same benefits as Plan F after an individual has paid a calendar year deductible. Benefits from this plan will not begin until out-of-pocket expenses (expenses that would ordinarily be paid by the policy) exceed the calendar year deductible. This calendar year deductible may be adjusted annually to reflect changes in the Consumer Price Index.
** Subject to limitations, which are explained in an outline of coverage for your state.
Policy Form Series 124, 125, 126, 128, 129 availability will vary by state. The policy has exclusions and limitations. For costs and complete details of the coverage, see your policy for details or call the Company or your Agent.
You are responsible for charges not covered by Medicare and this insurance plan. Please refer to the Outline of Coverage for additional information.
Standard Life and Accident does not offer to sell, nor solicit an offer to buy any insurance product in any jurisdiction in which the Company is not authorized to do business or the product is not approved.


