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Home > Health Insurance > Medicare SELECT
Medicare SELECT Insurance Policy
Seniors look for affordable protection against the cost of necessary medical
care not paid by Medicare.
One valuable solution can be Standard Life and Accident’s Medicare SELECT.
With this type of insurance to supplement Medicare you can have these
important benefits:
- You are still part of traditional Medicare, with all of the security
it provides;
- You can choose your own doctors and other medical service providers; ¹
- You can reduce your insurance premiums below the cost of many
traditional Medicare Supplement insurance plans.
Medicare SELECT is based on a network of hospitals. As a Medicare SELECT policyholder,
if you receive care in a network hospital, you pay no Medicare Part A deductible. When a non-network
hospital is used, you are responsible for payment of the Medicare Part A deductible.
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Policy Form Series 130 and 131 availability will vary by state.
You are responsible for charges not covered by Medicare and this insurance plan.
Please refer to the Outline of Coverage for additional information.
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NOTE: If you choose the Medicare SELECT option, pre-existing conditions may not
be covered for the first 90 days.
Pre-existing condition means a medical condition that existed within the 90-day
period before the effective date.
Subject to limitations, which are explained in an outline of coverage for your state.
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Only certain hospitals are network providers under this policy. Check with your
physician to determine if he or she has admitting privileges at the network hospital. If he
or she does not, you may be required to use another physician at time of hospitalization
or you will be required to pay for all expenses.
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Not connected with or endorsed by the U.S. Government or the Federal Medicare Program
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IMPORTANT: This is a commercial message from Standard Life, a private insurance company
which is not an agency of Social Security, Medicare, or any other governmental agency. For specific costs and further details of the coverage, including exclusions,
any reductions or limitations and the terms under which the coverage may continue in force, see your agent
or write to the Company.
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