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Market Conduct Standards

Standard Life and Accident Insurance Company, a member of the American National Family of Companies, participates in and subscribes to the market conduct principles of the Insurance Marketplace Standards Association (IMSA).

The six principles are:

    1. To conduct business according to high standards of honesty and fairness, and to render that service to our customers which in the same circumstances we would demand for ourselves.

    2. To provide competent and customer-focused service.

    3. To engage in active and fair competition.

    4. To provide advertising and sales materials that are clear as to purpose and honest and fair as to content.

    5. To provide for fair and expeditious handling of customer complaints and disputes.

    6. To maintain a system of supervision and review that is reasonably designed to achieve compliance with these principles of ethical market conduct.

For more detailed information about IMSA, go to http://www.imsaethics.org.










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