Modified Whole Life for Children and Grandchildren - Protection that will last a lifetime
At Standard Life, we know that parents and grandparents wish to help protect the futures of their children and grandchildren. One special legacy they can provide is to establish a life insurance program early in the child's life. A juvenile life policy is an easy and affordable way to ensure that your child or a younger family member has life insurance available to them later in life.
Why is starting a life insurance program at an early age important? While no one can predict the future, purchasing permanent life insurance at an early age guarantees life-long insurance protection should the child develop health conditions later in life that may render them medically uninsurable through the normal underwriting process, and it allows you to take advantage of the very attractive life insurance rates available to young people. After age 30 a higher level premium is charged and the policy begins to build cash value.
The Future Executive II life insurance plan from Standard Life makes it easy and convenient to take these first steps to a secure financial future for your loved ones.
Key features of the Future Executive II include:
| 1. | Level lifetime protection for all qualifying individuals ages 0 through 25 |
| 2. | Coverage in three convenient amounts - $10,000, $15,000 or even $20,000 - payable upon the death of the insured |
| 3. | Affordable annual premiums |
| 4. | Guaranteed cash values after age 30 |
Premiums increase after age 30.
Policy Form Series 2003-891 availability will vary by state. The policy has exclusions and limitations. For costs and complete details of the coverage, see your policy for details or call the Company or your Agent.
Standard Life and its representatives do not give legal, tax or accounting advice. If you need such advice, consult your attorney, accountant or personal tax advisor.
Standard Life does not offer to sell, nor solicit an offer to buy any insurance product in any jurisdiction in which the Company is not authorized to do business or the product is not approved.
